tag:blogger.com,1999:blog-76859151463042816792024-03-23T15:44:17.167+05:30Some of the Most Popular LIC PlansK Nagesh From Bangalore, Indiahttp://www.blogger.com/profile/18316772066917224189noreply@blogger.comBlogger11125tag:blogger.com,1999:blog-7685915146304281679.post-48520773176528865292012-11-23T20:13:00.001+05:302012-11-24T05:41:17.665+05:30JEEVAN AROGYA<div style="text-align: justify;">
<div style="text-align: left;">
<div style="text-align: left;">
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="font-family: times new roman; font-size: 100%;"></span></span><br />
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="font-family: times new roman; font-size: 100%;">What is</span></span><span style="font-family: times new roman; font-size: 100%;"><span style="color: red; font-weight: bold;"> <u>Jeevan Arogya </u></span></span><span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">?</span>
<span style="font-family: ";"> </span><br />
<ul>
<li><span style="font-family: ";">It is LIC’s family <u><span style="font-family: times new roman;">M</span></u>edical Insurance Plan.</span><span style="font-family: ";"> </span><span style="font-family: ";"></span></li>
</ul>
<b><span style="color: red;"><span style="font-family: times new roman;">Whom All I can cover under <u>Jeevan Arogya</u> ?</span></span></b><br />
<ul>
<li><span style="font-family: ";">Yourself (Known as Principal Insured), Your Spouse, all your family members including dependent parents and parents-in-law in the age group 0-75.</span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">Is there any Maturity or Death Benefit under <u>Jeevan Arogya</u> ?</span><br />
<ul>
<li><span style="font-family: times new roman;">No</span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">What is the Mandatory requirement for claiming Medical Benefits under <u>Jeevan Arogya</u> ?</span><br />
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">Hospitalization in <b>India</b> due to either accident or sickness for atleast 24 hours, every block of 4 hours deemed as 1 day.</span></span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">What is the basis of calculating Medical Benefits Under <u>Jeevan Arogya</u> ? </span><br />
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">Hospital Cash Benefit <b>(HCB)</b> you opt for at the time of entering the plan. It can be anything between Rs 1, 000/- to Rs 4, 000/- per day (in multiples of Rs 1,000).</span></span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">What are the eventualities covered under <u>Jeevan Arogya </u>?</span><br />
<br />
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="color: black;">Hospitalization as above. No surgery : </span></span><br />
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">Cash reimbursement equal to Applicable Daily Benefit <b>(ADB)</b> x No of day's hospitalization.</span></span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="color: black;">ICU admission : </span></span><br />
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">Cash reimbursement equal to Double the <b>ADB.</b></span></span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="color: black;">Listed Surgical Procedures : </span></span><br />
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">Cash reimbursement equal to 2 times the <b>ADB</b> subject to a maximum of 45 days in a year or 360 days during the entire policy term (15 days - First Year).</span></span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="color: black;">Listed Day Care Procedures : </span></span><br />
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">5 times the <b>ADB</b> applicable regardless of the actual costs incurred not exceeding 3 times in a year and 24 times in the entire policy term.</span></span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">What is <u>`Applicable Daily Benefit' (ADB)'</u> referred to under <u>Jeevan Arogya</u> ?</span><br />
<ul>
<li><b><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">It is the sum total of HCB you have opted for at the commencement of the plan + 5% of the HCB you earn every year subsequent to first year reaching a maximum of additional 50% of the initial HCB + 5% of the HCB you earn at the end of every 3 years in case you have not claimed any amount under the plan for previous 3 years, without any limit.</span></span></b><span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"> </span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">How long I need to pay premium under <u>Jeevan Arogya</u> ?</span><br />
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">Upto age 80, if the age at entry is 18-75 years,</span></span></li>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">Upto age 25, if the age at entry is 0-17.</span></span></li>
</ul>
<span style="font-family: times new roman;"><b><span style="color: red;">Does premium under <u>Jeevan Arogya</u> remains same throughout the premium payment term or will it keep varying ? </span></b></span><br />
<ul>
<li><span style="font-family: times new roman;">It keeps varying once in 3 years.</span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">Is there any Income-Tax Benefit on <u>Jeevan Arogya</u> Premium ?</span><br />
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">Yes, Premium paid every year enjoys I.T exemption under section 80 D within the statutory limit for medical insurance premium upto Rs 15,000/- per annum in case of individuals and Rs 30,000/- for the family members.</span></span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">Does <u>Jeevan Arogya</u> offer any Cash-less facility ?</span><br />
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="color: black;">No.</span></span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">What is so special about <u>Jeevan Arogya</u> ? </span><br />
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="color: black;">This is one plan where,</span></span><br />
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">You get medical coverage upto age 80 without any interruption, provided, policy is kept in force by premium payment in time.</span></span></li>
</ul>
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">You can cover all your family members including your parents and parents- in law in the age group 0-75.</span></span></li>
</ul>
<ul>
<li>
<b><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">Medical reimbursement available under the plan is independent of the actual medical expenses incurred. Mere hospitalization followed by discharge certificate is enough to claim medical reimbursement unlike <span style="color: red;"><u>Mediclaim plans</u></span> where medical reimbursement is directly related to the actual expenses claimed by your hospital. As a result, unlike <span style="color: red;"><u>Mediclaim Plans</u></span>, <span style="color: red;"><u>Jeevan Arogya</u></span> takes care of your post treatment expenses and possible drop in your income especially during prolonged illness.</span></span></b></li>
</ul>
<ul>
<li>
<span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">You can draw upto 50% of the claim amount in advance for meeting surgical procedures instead of waiting for the claim settlement.</span></span></li>
</ul>
<ul>
<li>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="color: black;">ADB </span></span><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">keeps increasing every year by 5%, reaching a maximum of 150%</span></span><span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="color: black;">. As a result, other benefits like </span></span><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">HCB and MSB</span></span><span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="color: black;"> sum also stand increased.</span></span></li>
</ul>
<ul>
<li>
<span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">You can claim <b>HCB</b> every year upto 30 days at a stretch that includes 15 days in ICU or as a lifetime benefit upto 720 days that includes 360 days in ICU.</span></span></li>
</ul>
<ul>
<li>
<b><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">It provides you premium waiver for next 1 year in case of your undergoing major surgical procedures.</span></span></b></li>
</ul>
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">Last but not least, you can go for <span style="color: red;"><b><u>Jeevan Arogya</u> </b><u><b>investment as an additional benefit</b></u>, </span><u><b><span style="color: red;">even if you have invested in General Insurance Companies' Mediclaim plans</span></b>.</u> Infact, a combination of <b><u><span style="color: red;">Jeevan Arogya</span> + <span style="color: red;">Mediclaim</span></u></b> could be the best way of providing for medical exigencies. While Mediclaim provides for Medical Expenses during treatment, <b><span style="color: red;">Jeevan Arogya</span></b> takes care of your monetary requirement after treatment. </span></span></li>
</ul>
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<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="color: black;">K.Nagesh</span></span><br />
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<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><br /></span>
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K Nagesh From Bangalore, Indiahttp://www.blogger.com/profile/18316772066917224189noreply@blogger.com2tag:blogger.com,1999:blog-7685915146304281679.post-18306494811489900002012-01-30T08:36:00.009+05:302012-01-31T10:52:57.115+05:30LIC's Jeevan Ankur<div style="text-align: justify;"><div style="text-align: left;"><div style="text-align: left;"><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" ><span style=";font-family:times new roman;font-size:100%;" ></span></span><br /><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" ><span style=";font-family:times new roman;font-size:100%;" >`What is</span></span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;"> Jeevan Ankur </span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >?</span>'<br /><!--[if gte mso 9]><xml> <w:worddocument> <w:view>Normal</w:View> <w:zoom>0</w:Zoom> <w:donotoptimizeforbrowser/> </w:WordDocument> </xml><![endif]--> <ul style="text-align: justify;"><li><span style="font-family: times new roman;font-family:";font-size:100%;" >It is LIC’s latest policy available for you as a parent to take care of the financial requirement of your child in its formative age of 18-25 years, irrespective of your survival. </span><br /></li></ul><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" ><span style=";font-family:times new roman;font-size:100%;" >`What does </span></span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">the plan Offer</span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" > ?</span>'<br /><!--[if gte mso 9]><xml> <w:worddocument> <w:view>Normal</w:View> <w:zoom>0</w:Zoom> <w:donotoptimizeforbrowser/> </w:WordDocument> </xml><![endif]--> <ol><li><span style="font-weight: normal;"> <span style="font-family:times new roman;"><span style="font-weight: bold;">Sum Insured + Loyalty Addition</span> to your <span style="font-weight: bold;">child</span> on your surviving the policy term chosen,</span></span><span style=""><br /></span></li><li><span style=";font-family:";" ><span style="font-family:times new roman;">Sum Insured + Waiver of further premium + 10% of the sum insured every year for the unexpired policy term + Additional Sum equal to the basic sum insured on completion of the policy term + Loyalty Addition, if you as parent, do not survive the policy term chosen.</span></span></li></ol><p class="MsoNormal" style="text-align: justify;font-family:times new roman;"><b><span style="color: rgb(255, 0, 0);">`<span style="font-family: times new roman;">How long I need to pay premium</span><span style="font-family: times new roman;"> </span><span style="font-family: times new roman;">under LIC’s Jeevan Ankur</span> ?'</span></b></p> <p class="MsoNormal" style="text-align: justify;font-family:times new roman;"><span style=""> </span></p> <ul style="font-family: times new roman;"><li>Minimum : Higher of (18-Age of the child or 8 years)<br /></li><li>Maximum : 25- Age of the child.</li></ul></div><b style="font-family: times new roman;"><span style="color: rgb(255, 0, 0);">`Is there Any Income-Tax benefit on<span style=""> </span>LIC’s Jeevan Ankur Investment ?'</span></b> <p class="MsoNormal" style="text-align: justify;font-family:times new roman;"><span style=""> </span></p> <ul><li><span style="">Yes, Premium paid every year enjoys income-tax exemption under Section 80 C of the I.T Act within the overall limit of Rs 1 Lakh per annum allowed for various investments under this section.<br /></span></li></ul><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >`What is so special about </span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Jeevan Ankur </span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >?</span>'<br /><ul><li><div style="text-align: justify;">18 to 25 is the formative age of the child. This the period where maximum funds are needed to ensure that the child gets the best possible educational and other opportunities most crucial in building its career. Jeevan Ankur is one plan where as a parent,<span style=""><span> you will be ensuring that your child's future is fully protected during this period, irrespective of whether you are alive or not.</span><span style="font-weight: bold;"> </span></span></div><span style=""></span></li></ul><!--[if gte mso 9]><xml> <w:worddocument> <w:view>Normal</w:View> <w:zoom>0</w:Zoom> <w:donotoptimizeforbrowser/> </w:WordDocument> </xml><![endif]--><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >`I don't stay in India. Can I invest on this plan ?' </span><span style=";font-family:times new roman;font-size:100%;" ><span><span style="color: rgb(255, 0, 0); font-weight: bold;"><br /></span></span></span><ul><li><span style=""><span>Yes.</span></span><br /></li></ul><span style=";font-family:times new roman;font-size:100%;" ><span><span style="color: rgb(255, 0, 0); font-weight: bold;">`How do I go about, in case I decide to invest on LIC's Jeevan Ankur</span><span style="color: rgb(255, 0, 0); font-weight: bold;"> ? </span><span style="font-family:times new roman;">.</span><ul><li><span style="font-family:times new roman;">You can send a message using <span style="font-weight: bold;">`MESSAGE BOOK'</span><span> that you see at the top</span><span style="font-weight: bold;">.</span>Your telephone no (Land/Mobile) would help in fast communication.<br /></span></li><li><span style="font-family:times new roman;">You can use any of the contact details shown in my profile.<br /></span></li><li><span style="font-family:times new roman;">Alternatively, we can chat online also</span><span style="font-family:times new roman;"><span style="font-weight: bold;">.<br /></span></span></li></ul></span></span><div style="text-align: center;"><span style=";font-family:times new roman;font-size:100%;" ><span><span style="font-size:100%;"><span style="font-size:100%;"><span><span style="font-size:100%;">------------------------------------------------</span></span></span></span></span></span><br /></div><span style=";font-family:times new roman;font-size:100%;" ><span><span style="font-size:100%;"><span style="font-size:100%;"><span><span style="font-size:100%;"><br /><br /><br /><br /><br /></span></span></span></span></span></span></div></div>K Nagesh From Bangalore, Indiahttp://www.blogger.com/profile/18316772066917224189noreply@blogger.com4tag:blogger.com,1999:blog-7685915146304281679.post-8702670095337311882011-06-21T17:30:00.010+05:302012-11-23T19:41:22.154+05:30Jeevan Arogya<div style="text-align: justify;">
<div style="text-align: left;">
<div style="text-align: left;">
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="font-family: times new roman; font-size: 100%;"></span></span><br />
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="font-family: times new roman; font-size: 100%;">What is</span></span><span style="font-family: times new roman; font-size: 100%;"><span style="color: red; font-weight: bold;"> <u>Jeevan Arogya </u></span></span><span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">?</span>
<span style="font-family: ";"> </span><br />
<ul>
<li><span style="font-family: ";">It is LIC’s family <u><span style="font-family: times new roman;">M</span></u>edical Insurance Plan.</span><span style="font-family: ";"> </span><span style="font-family: ";"></span></li>
</ul>
<b><span style="color: red;"><span style="font-family: times new roman;">Whom All I can cover under <u>Jeevan Arogya</u> ?</span></span></b><br />
<ul>
<li><span style="font-family: ";">Yourself (Known as Principal Insured), Your Spouse, all your family members including dependent parents and parents-in-law in the age group 0-75.</span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">Is there any Maturity or Death Benefit under <u>Jeevan Arogya</u> ?</span><br />
<ul>
<li><span style="font-family: times new roman;">No</span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">What is the Mandatory requirement for claiming Medical Benefits under <u>Jeevan Arogya</u> ?</span><br />
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">Hospitalization in <b>India</b> due to either accident or sickness for atleast 24 hours, every block of 4 hours deemed as 1 day.</span></span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">What is the basis of calculating Medical Benefits Under <u>Jeevan Arogya</u> ? </span><br />
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">Hospital Cash Benefit <b>(HCB)</b> you opt for at the time of entering the plan. It can be anything between Rs 1, 000/- to Rs 4, 000/- per day (in multiples of Rs 1,000).</span></span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">What are the eventualities covered under <u>Jeevan Arogya </u>?</span><br />
<br />
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="color: black;">Hospitalization as above. No surgery : </span></span><br />
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">Cash reimbursement equal to Applicable Daily Benefit <b>(ADB)</b> x No of day's hospitalization.</span></span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="color: black;">ICU admission : </span></span><br />
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">Cash reimbursement equal to Double the <b>ADB.</b></span></span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="color: black;">Listed Surgical Procedures : </span></span><br />
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">Cash reimbursement equal to 2 times the <b>ADB</b> subject to a maximum of 45 days in a year or 360 days during the entire policy term (15 days - First Year).</span></span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="color: black;">Listed Day Care Procedures : </span></span><br />
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">5 times the <b>ADB</b> applicable regardless of the actual costs incurred not exceeding 3 times in a year and 24 times in the entire policy term.</span></span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">What is <u>`Applicable Daily Benefit' (ADB)'</u> referred to under <u>Jeevan Arogya</u> ?</span><br />
<ul>
<li><b><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">It is the sum total of HCB you have opted for at the commencement of the plan + 5% of the HCB you earn every year subsequent to first year reaching a maximum of additional 50% of the initial HCB + 5% of the HCB you earn at the end of every 3 years in case you have not claimed any amount under the plan for previous 3 years, without any limit.</span></span></b><span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"> </span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">How long I need to pay premium under <u>Jeevan Arogya</u> ?</span><ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">Upto age 80, if the age at entry is 18-75 years,</span></span></li>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">Upto age 25, if the age at entry is 0-17.</span></span></li>
</ul>
<span style="font-family: times new roman;"><b><span style="color: red;">Does premium under <u>Jeevan Arogya</u> remains same throughout the premium payment term or will it keep varying ? </span></b></span><br />
<ul>
<li><span style="font-family: times new roman;">It keeps varying once in 3 years.</span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">Is there any Income-Tax Benefit on <u>Jeevan Arogya</u> Premium ?</span><br />
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">Yes, Premium paid every year enjoys I.T exemption under section 80 D within the statutory limit for medical insurance premium upto Rs 15,000/- per annum in case of individuals and Rs 30,000/- for the family members.</span></span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">Does <u>Jeevan Arogya</u> offer any Cash-less facility ?</span><br />
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="color: black;">No.</span></span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">What is so special about <u>Jeevan Arogya</u> ? </span><br />
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="color: black;">This is one plan where,</span></span><br />
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">You get medical coverage upto age 80 without any interruption, provided, policy is kept in force by premium payment in time.</span></span></li>
</ul>
<ul>
<li><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">You can cover all your family members including your parents and parents- in law in the age group 0-75.</span></span></li>
</ul>
<ul>
<li>
<b><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">Medical reimbursement available under the plan is independent of the actual medical expenses incurred. Mere hospitalization followed by discharge certificate is enough to claim medical reimbursement unlike <span style="color: red;"><u>Mediclaim plans</u></span> where medical reimbursement is directly related to the actual expenses claimed by your hospital. As a result, unlike <span style="color: red;"><u>Mediclaim Plans</u></span>, <span style="color: red;"><u>Jeevan Arogya</u></span> takes care of your post treatment expenses and possible drop in your income especially during prolonged illness.</span></span></b></li>
</ul>
<ul>
<li>
<span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">You can draw upto 50% of the claim amount in advance for meeting surgical procedures instead of waiting for the claim settlement.</span></span></li>
</ul>
<ul>
<li>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="color: black;">ADB </span></span><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">keeps increasing every year by 5%, reaching a maximum of 150%</span></span><span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="color: black;">. As a result, other benefits like </span></span><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">HCB and MSB</span></span><span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="color: black;"> sum also stand increased.</span></span></li>
</ul>
<ul>
<li>
<span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">You can claim <b>HCB</b> every year upto 30 days at a stretch that includes 15 days in ICU or as a lifetime benefit upto 720 days that includes 360 days in ICU.</span></span></li>
</ul>
<ul>
<li>
<b><span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">It provides you premium waiver for next 1 year in case of your undergoing major surgical procedures.</span></span></b></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%;"><span style="color: black;">Last but not least, you can go for <span style="color: red;"><b><u>Jeevan Arogya</u> </b><u><b>investment as an additional benefit</b></u>, </span><u><b><span style="color: red;">even if you have invested in General Insurance Companies' Mediclaim plans</span></b>.</u> Infact, a combination of <b><u><span style="color: red;">Jeevan Arogya</span> + <span style="color: red;">Mediclaim</span></u></b> could be the best way of providing for medical exigencies. While Mediclaim provides for Medical Expenses during treatment, <b><span style="color: red;">Jeevan Arogya</span></b> takes care of your monetary requirement after treatment. </span></span><br />
<br />
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="color: black;">K.Nagesh</span></span><br />
<br />
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><br /></span>
</div>
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K Nagesh From Bangalore, Indiahttp://www.blogger.com/profile/18316772066917224189noreply@blogger.com3tag:blogger.com,1999:blog-7685915146304281679.post-35956744796825316852011-02-04T16:29:00.004+05:302011-02-04T16:36:23.790+05:30LIC's Bima Account -2<div style="text-align: justify;"><div style="text-align: left;"><div style="text-align: left;"><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" ><span style=";font-family:times new roman;font-size:100%;" >What does </span></span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Bima Account - 2 Offer</span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" > you ?</span><br /></div><br /><ol style="font-family:times new roman;"><li><span style="font-size:100%;"><span style="font-family:times new roman;"><span style="font-weight: bold;">Balance in your Account</span> ( Total investment in regular premium account + Total investment in top up premium account - expenses) on surviving the policy term you have chosen (10 to 15 years),</span></span></li><li><span style="font-size:100%;"><span style="font-family:times new roman;"><span style="font-weight: bold;">Sum Insured + Balance in your account</span> </span></span><span style="font-size:100%;"><span style="font-family:times new roman;">( Total investment in regular premium account till the day of death + Total investment in top up premium account </span></span><span style="font-size:100%;"><span style="font-family:times new roman;">till day of death </span></span><span style="font-size:100%;"><span style="font-family:times new roman;">- expenses till the day of death) </span></span>in case you do not survive the policy term chosen ( 10 to 15 years)<br /></li><li><span style="font-size:100%;"><span style="font-family:times new roman;"><span style="font-weight: bold;">Guaranteed Interest</span> at 6% per annum on the balance in your account,<br /></span></span></li><li><span style="font-size:100%;"><span style="font-family:times new roman;"><span style="font-weight: bold;">Possibility of enhanced interest</span> on the premium account portion of the policy account,<br /></span></span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style="font-family:times new roman;"><span style="font-weight: bold;">Loan against surrender value</span> at 9.00% per annum simple interest after 1 year from the commencement,</span></span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style="font-family:times new roman;"><span style="font-weight: bold;">Facility for topping up the premium</span> with additional amount.<br /></span></span></li></ol><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >Why Should You Invest On </span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Bima Account-2 </span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >?</span><br /><ol><li style="font-family:times new roman;"> <span style="font-size:100%;">It is a short term plan of 10 to 15 years.</span></li><li style="font-family:times new roman;"><span style="font-size:100%;">You are assured of a minimum <span style="font-weight: bold;">6% per annum</span> on the balance in your account . In addition, there is a possibility of higher returns on your premium account. <span style="font-weight: bold;">But in reality, you are earning more every year</span>, since, more and more </span><span style="font-size:100%;">amount out of your gross investment is getting transferred to your policy account with reduction in charges towards expenses. Coupled with Section 80C benefit </span><span style="font-size:100%;">subject to a overall limit of Rs 1 Lakh per annum allowed for various savings and full I.T exemption on the claim amount you receive under section 10(10D) of the I.T Act, you will observe <span style="font-weight: bold;">Bima Account 2 </span>as one of the most lucrative investment options you love to explore.<br /></span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style="font-weight: bold;">The plan offers quite an impressive life insurance coverage right from day one till day last. In addition, entire balance in the policy account is returned in such an event marking the uniqueness of the plan !<br /></span></span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style="font-weight: bold;">Policy loans available under the plan</span> offer you additional investment facilities without effecting any of the policy privileges.</span></li></ol><span style="font-style: italic; color: rgb(0, 0, 0); font-weight: bold;font-family:times new roman;" >These are some of the prominent reasons why you should invest on <span style="color: rgb(255, 0, 0);">LIC's Bima Account-2)</span> as much as you can.</span><br /><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" ><br />How Long You need to Invest On </span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Bima Account-2</span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >?</span><br /><ul style="font-family:times new roman;"><li><span style=";font-family:times new roman;font-size:100%;" >10 to 15 years ceasing at death, if it occurs early.</span><br /></li></ul><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >What are the Modes of Investment</span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;"> </span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >available under LIC's Bima Account-2 ?</span><br /><ul style="font-family:times new roman;"><li><span style="font-size:100%;">Yearly, Half-yearly or Quarterly or Monthly.</span></li></ul><span style=";font-family:times new roman;font-size:100%;" ><span><span style="color: rgb(255, 0, 0); font-weight: bold;">Want to know more about </span><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Bima Account-2 </span><span style="color: rgb(255, 0, 0); font-weight: bold;">or want to invest on the plan ? </span><span style="font-family:times new roman;">.</span><ul><li><span style="font-family:times new roman;">You can send a message using <span style="font-weight: bold;">`MESSAGE BOOK'</span><span> that you see at the top</span><span style="font-weight: bold;">.</span>Your telephone no (Land/Mobile) would help in fast communication.<br /></span></li><li><span style="font-family:times new roman;">You can use any of the contact details shown in my profile.<br /></span></li><li><span style="font-family:times new roman;">Alternatively, we can chat online also</span><span style="font-family:times new roman;"><span style="font-weight: bold;">.<br /></span></span></li></ul><span style="font-size:100%;"><span style="font-size:100%;"><span><span style="font-size:100%;"><span style="font-family:times new roman;">Looking for long relationship,</span><br /><br /><span style="font-size:100%;"><span style="font-family:times new roman;">K.Nagesh</span></span><br /><br /><br /><br /><br /></span></span></span></span></span></span></div></div>K Nagesh From Bangalore, Indiahttp://www.blogger.com/profile/18316772066917224189noreply@blogger.com0tag:blogger.com,1999:blog-7685915146304281679.post-61593340012217721722011-02-04T12:05:00.021+05:302011-02-04T16:25:59.186+05:30LIC's Bima Account -1<div style="text-align: justify;"><div style="text-align: left;"><div style="text-align: left;"><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" ><span style=";font-family:times new roman;font-size:100%;" >What does </span></span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Bima Account - 1 Offer</span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" > you ?</span><br /></div><br /><ol style="font-family:times new roman;"><li><span style="font-size:100%;"><span style="font-family:times new roman;"><span style="font-weight: bold;">Balance in your Account</span> ( Total investment in regular premium account + Total investment in top up premium account - expenses) on surviving the policy term you have chosen (5 to 7 years),</span></span></li><li><span style="font-size:100%;"><span style="font-family:times new roman;"><span style="font-weight: bold;">Sum Insured + Balance in your account</span> </span></span><span style="font-size:100%;"><span style="font-family:times new roman;">( Total investment in regular premium account till the day of death + Total investment in top up premium account </span></span><span style="font-size:100%;"><span style="font-family:times new roman;">till day of death </span></span><span style="font-size:100%;"><span style="font-family:times new roman;">- expenses till the day of death) </span></span>in case you do not survive the policy term chosen ( 5 to 7 years)<br /></li><li><span style="font-size:100%;"><span style="font-family:times new roman;"><span style="font-weight: bold;">Guaranteed Interest</span> at 6% per annum on the balance in your account,<br /></span></span></li><li><span style="font-size:100%;"><span style="font-family:times new roman;"><span style="font-weight: bold;">Possibility of enhanced interest</span> on the premium account portion of the policy account,<br /></span></span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style="font-family:times new roman;"><span style="font-weight: bold;">Loan against surrender value</span> at 9.00% per annum simple interest after 1 year from the commencement,</span></span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style="font-family:times new roman;"><span style="font-weight: bold;">Facility for topping up the premium</span> with additional amount.<br /></span></span></li></ol><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >Why Should You Invest On </span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Bima Account-1 </span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >?</span><br /><ol><li style="font-family:times new roman;"> <span style="font-size:100%;">It is a short term plan of 5 to 7 years.</span></li><li style="font-family:times new roman;"><span style="font-size:100%;">You are assured of a minimum <span style="font-weight: bold;">6% per annum</span> on the balance in your account . In addition, there is a possibility of higher returns on your premium account. <span style="font-weight: bold;">But in reality, you are earning more every year</span>, since, more and more </span><span style="font-size:100%;">amount out of your gross investment is getting transferred to your policy account with reduction in charges towards expenses. Coupled with Section 80C benefit </span><span style="font-size:100%;">subject to a overall limit of Rs 1 Lakh per annum allowed for various savings and full I.T exemption on the claim amount you receive under section 10(10D) of the I.T Act, you will observe <span style="font-weight: bold;">Bima Account 1 </span>as one of the most lucrative investment options you love to explore.<br /></span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style="font-weight: bold;">The plan offers quite an impressive life insurance coverage right from day one till day last. In addition, entire balance in the policy account is returned in such an event marking the uniqueness of the plan !<br /></span></span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style="font-weight: bold;">Policy loans available under the plan</span> offer you additional investment facilities without effecting any of the policy privileges.</span></li></ol><span style="font-style: italic; color: rgb(0, 0, 0); font-weight: bold;font-family:times new roman;" >These are some of the prominent reasons why you should invest on <span style="color: rgb(255, 0, 0);">LIC's Bima Account-1)</span> as much as you can.</span><br /><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" ><br />How Long You need to Invest On </span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Bima Account-1</span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >?</span><br /><ul style="font-family:times new roman;"><li><span style=";font-family:times new roman;font-size:100%;" >5 to 7 years ceasing at death, if it occurs early.</span><br /></li></ul><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >What are the Modes of Investment</span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;"> </span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >available under LIC's Bima Account-1 ?</span><br /><ul style="font-family:times new roman;"><li><span style="font-size:100%;">Yearly, Half-yearly or Quarterly or Monthly.</span></li></ul><span style=";font-family:times new roman;font-size:100%;" ><span><span style="color: rgb(255, 0, 0); font-weight: bold;">Want to know more about </span><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Bima Account-1 </span><span style="color: rgb(255, 0, 0); font-weight: bold;">or want to invest on the plan ? </span><span style="font-family:times new roman;">.</span><ul><li><span style="font-family:times new roman;">You can send a message using <span style="font-weight: bold;">`MESSAGE BOOK'</span><span> that you see at the top</span><span style="font-weight: bold;">.</span>Your telephone no (Land/Mobile) would help in fast communication.<br /></span></li><li><span style="font-family:times new roman;">You can use any of the contact details shown in my profile.<br /></span></li><li><span style="font-family:times new roman;">Alternatively, we can chat online also</span><span style="font-family:times new roman;"><span style="font-weight: bold;">.<br /></span></span></li></ul><span style="font-size:100%;"><span style="font-size:100%;"><span><span style="font-size:100%;"><span style="font-family:times new roman;">Looking for long relationship,</span><br /><br /><span style="font-size:100%;"><span style="font-family:times new roman;">K.Nagesh</span></span><br /><br /><br /><br /><br /></span></span></span></span></span></span></div></div>K Nagesh From Bangalore, Indiahttp://www.blogger.com/profile/18316772066917224189noreply@blogger.com0tag:blogger.com,1999:blog-7685915146304281679.post-39508690726283954392011-01-26T16:39:00.005+05:302011-01-26T17:07:01.786+05:30LIC's Jeevan Mithra(Triple Benefit)<div style="text-align: justify;"><div style="text-align: left;"><div style="text-align: left;"><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" ><span style=";font-family:times new roman;font-size:100%;" >What does </span></span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Jeevan Mithra (Triple Cover)Offer</span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" > you ?</span><br /></div><br /><ol style="font-family:times new roman;"><li><span style="font-size:100%;"><span style="font-family:times new roman;"> Sum Insured + Bonus Accrued For the Policy Term chosen, on your surviving the premium payment term you have chosen (15 to 30 years),</span></span></li><li><span style="font-size:100%;"><span style="font-family:times new roman;">3 times the basic sum Insured + Bonus accrued on the basic sum insured in case you do not outlive the premium payment term you have chosen ( </span></span><span style="font-size:100%;"><span style="font-family:times new roman;">15 to 30 years)</span></span></li><li><span style="font-size:100%;"><span style="font-family:times new roman;">4 times the basic sum insured in case death is due to accident against a little extra,</span></span></li><li><span style="font-size:100%;"><span style="font-family:times new roman;">Waiver of further premium payable + Basic Sum Insured spread over in the form of an Annuity for next 10 years + All other Maturity benefits in case of Total and Permanent Disability due to Accident,<br /></span></span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style="font-family:times new roman;">Loan against surrender value at 9.00% per annum simple interest,</span></span></li></ol><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >Why Should You Invest On </span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Jeevan Mithra (Triple Benefit) </span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >?</span><br /><ol><li style="font-family:times new roman;"> <span style="font-size:100%;">Financial security available to your nominee in your absence during the currency of the plan is maximum, </span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style="font-weight: bold;">Maturity Benefit available should you outlive the PPT you have chosen is quite impressive,</span><span style="font-weight: bold;"></span><br /></span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style="font-weight: bold;"></span> Premium paid qualifies for Section 80 C benefit within the overall limit of Rs 1 Lakh per annum allowed for various savings,<br /></span></li><li style="font-family:times new roman;"><span style="font-size:100%;">Policy proceeds received by you on surviving the PPT chosen are free from income-tax under section 10(10D) of the I.T Act. </span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style="font-weight: bold;">Policy loans available under the plan</span> offer you additional investment facilities without effecting any of the policy privileges,</span></li><li style="font-family:times new roman;"><span style="font-size:100%;">Most ideal as a collateral security while drawing housing or any capital loans in view of the high security it offers.<br /></span></li></ol><span style="font-style: italic; color: rgb(0, 0, 0); font-weight: bold;font-family:times new roman;" >These are some of the prominent reasons why you should invest on <span style="color: rgb(255, 0, 0);">LIC's Jeevan Mithra (Triple Benefit)</span> as much as you can.</span><br /><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" ><br />How Long You need to Invest On </span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Jeevan Mithra (Triple Benefit)</span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >?</span><br /><ul style="font-family:times new roman;"><li><span style=";font-family:times new roman;font-size:100%;" >15 to 30 years ceasing at death, if it occurs early.</span><br /></li></ul><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >What are the Modes of Investment</span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;"> </span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >available under LIC's Jeevan Mithra (Triple Benefit) ?</span><br /><ul style="font-family:times new roman;"><li><span style="font-size:100%;">Yearly, Half-yearly or Quarterly or Monthly.</span></li></ul><span style=";font-family:times new roman;font-size:100%;" ><span><span style="color: rgb(255, 0, 0); font-weight: bold;">Want to know more about </span><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Jeevan Mithra (Triple Benefit)</span><span style="color: rgb(255, 0, 0); font-weight: bold;"> or want to invest on the plan ? </span><span style="font-family:times new roman;">.</span><ul><li><span style="font-family:times new roman;">You can send a message using <span style="font-weight: bold;">`MESSAGE BOOK'</span><span> that you see at the top</span><span style="font-weight: bold;">.</span>Your telephone no (Land/Mobile) would help in fast communication.<br /></span></li><li><span style="font-family:times new roman;">You can use any of the contact details shown in my profile.<br /></span></li><li><span style="font-family:times new roman;">Alternatively, we can chat online also</span><span style="font-family:times new roman;"><span style="font-weight: bold;">.<br /></span></span></li></ul><span style="font-size:100%;"><span style="font-size:100%;"><span><span style="font-size:100%;"><span style="font-family:times new roman;">Looking for long relationship,</span><br /><br /><span style="font-size:100%;"><span style="font-family:times new roman;">K.Nagesh</span></span><br /><br /><br /><br /><br /></span></span></span></span></span></span></div></div>K Nagesh From Bangalore, Indiahttp://www.blogger.com/profile/18316772066917224189noreply@blogger.com1tag:blogger.com,1999:blog-7685915146304281679.post-39881686583687508772010-12-28T08:50:00.002+05:302012-07-23T05:58:43.724+05:30LIC's Jeevan Tarang<div style="text-align: justify;">
<div style="text-align: left;">
<div style="text-align: left;">
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><span style="font-family: times new roman; font-size: 100%;">What does </span></span><span style="font-family: times new roman; font-size: 100%;"><span style="color: red; font-weight: bold;">LIC's Jeevan Tarang Offer</span></span><span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"> you ?</span></div>
<br />
<ol style="font-family: times new roman;">
<li><span style="font-size: 100%;"><span style="font-family: times new roman;">Cash value of bonus on the full sum insured + Annual Installments @ 5.5% of the sum insured upto your 100 years of age + Sum Insured whenever you are not alive instead of annual installments, without any deduction towards installments already paid + Loyalty Addition if any, on your surviving the premium payment term you have chosen (10 or 15 or 20 years),</span></span></li>
<li><span style="font-size: 100%;"><span style="font-family: times new roman;">Sum Insured + Bonus accrued in case you do not outlive the premium payment term you have chosen ( </span></span><span style="font-size: 100%;"><span style="font-family: times new roman;">10 or 15 or 20 years)</span></span></li>
<li><span style="font-size: 100%;"><span style="font-family: times new roman;">Loan against surrender value at 9.00% per annum simple interest,</span></span></li>
<li><span style="font-size: 100%;"><span style="font-family: times new roman;">Additional sum equal to face value but not exceeding Rs 50 Lakhs in case of fatal accident against a small extra,</span></span></li>
<li><span style="font-size: 100%;"><span style="font-family: times new roman;">Premium waiver in addition to the above accident benefit in case of Total and Permanent Disability due to Accident against a small extra,</span></span></li>
<li style="font-family: times new roman;"><span style="font-size: 100%;">Term Cover Rider against extra</span></li>
</ol>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">Why Should You Invest On </span><span style="font-family: times new roman; font-size: 100%;"><span style="color: red; font-weight: bold;">LIC's Jeevan Tarang </span></span><span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">?</span><br />
<ol>
<li style="font-family: times new roman;"> <span style="font-size: 100%;">Under this plan, your nominee is assured of the face value of the policy on your death whenever it occurs within your 100 years of age. Your premium payment however is limited only for the term chosen (10 or 15 or 20 years).</span></li>
<li style="font-family: times new roman;"><span style="font-size: 100%;">You are assured of a regular annual income as long as you are alive upto a maximum of 100 years of age, once you outlive the premium payment term you have chosen. By going for LIC's Jeevan Tarang every month, you can reduce the frequency of annual installments to monthly also.</span></li>
<li style="font-family: times new roman;"><span style="font-size: 100%;">From income-tax point of value also, you stand to gain quite a bit through LIC's Jeevan Tarang investment. While the premium paid qualifies for Section 80 C benefit within the overall limit of Rs 1 Lakh per annum allowed for various savings, annual installments received as above are free from income-tax, since they are nothing but settlement options on the sum insured exercised by you. In otherwords, under LIC's Jeevan Tarang,you are assured of a tax-free annuity @5.5% of the sum you have insured for rest of your life, once you outlive the PPT chosen.</span></li>
<li style="font-family: times new roman;"><span style="font-size: 100%;">Bonus available before commencement of Annuity can be profitably invested to fetch you income additional to annuity installments available under the plan.</span></li>
<li style="font-family: times new roman;"><span style="font-size: 100%;">Policy loans available under the plan offer you additional investment facilities without effecting any of the policy privileges.</span></li>
</ol>
<span style="color: black; font-family: times new roman; font-style: italic; font-weight: bold;">These are some of the prominent reasons why you should invest on <span style="color: red;">LIC's Jeevan Tarang</span> as much as you can.</span><br />
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;"><br />How Long You need to Invest On </span><span style="font-family: times new roman; font-size: 100%;"><span style="color: red; font-weight: bold;">LIC's Jeevan Tarang </span></span><span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">?</span><br />
<ul style="font-family: times new roman;">
<li><span style="font-family: times new roman; font-size: 100%;">10 or 15 or 20 years ceasing at death, if it occurs early.</span></li>
</ul>
<span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">What are the Modes of Investment</span><span style="font-family: times new roman; font-size: 100%;"><span style="color: red; font-weight: bold;"> </span></span><span style="color: red; font-family: times new roman; font-size: 100%; font-weight: bold;">available under LIC's Jeevan Tarang ?</span><br />
<ul style="font-family: times new roman;">
<li><span style="font-size: 100%;">Single, Yearly, Half-yearly or Quarterly or Monthly.</span></li>
</ul>
<span style="font-family: times new roman; font-size: 100%;"><span style="color: red; font-weight: bold;">Want to know more about </span><span style="color: red; font-weight: bold;">LIC's Jeevan Tarang</span><span style="color: red; font-weight: bold;"> or want to invest on the plan ? </span></span><br />
<ul>
<li><span style="font-family: times new roman;"><span style="font-weight: bold;">`MESSAGE BOOK' shown below the blog title can be used for sending your message. </span>Your telephone no (Land/Mobile) would help in fast communication.</span></li>
<li><span style="font-family: times new roman;">You can use any of the contact details shown in my profile for communication.</span></li>
<li><span style="font-family: times new roman;">Finally, we can chat online also</span><span style="font-family: times new roman;"><span style="font-weight: bold;"><br /></span></span><span style="font-family: times new roman; font-size: 100%;"><span style="font-size: 100%;"><span style="font-family: times new roman; font-weight: bold;"></span></span></span><span style="font-size: 100%;"><span style="font-family: times new roman;"></span></span></li>
</ul>
<span style="font-size: 100%;"><span style="font-size: 100%;"><br /></span></span></div>
</div>K Nagesh From Bangalore, Indiahttp://www.blogger.com/profile/18316772066917224189noreply@blogger.com3tag:blogger.com,1999:blog-7685915146304281679.post-69637686700879728342010-12-25T05:59:00.003+05:302011-01-19T05:33:30.664+05:30LIC's Jeevan Shree<div style="text-align: justify;"><div style="text-align: left;"><div style="text-align: left;"><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" ><span style=";font-family:times new roman;font-size:100%;" ><span style=";font-family:times new roman;font-size:100%;" >What Does </span></span></span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Jeevan Shree Offer</span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" > you ?</span><span style="font-size:100%;"><span><br /><br /></span></span><ol><li><span style="font-size:100%;"><span><span style="font-family:times new roman;">Sum Insured + Guaranteed Addition (GA) @ Rs 50.00 per Rs 1000/- Sum Insured per annum for 5 years under 5 year plan, on survival,</span><br /></span></span></li><li><span style="font-size:100%;"><span><span style="font-family:times new roman;">Sum Insured + Guaranteed Addition (GA) @ Rs 50.00 per Rs 1000/- Sum Assured per annum for 5 years + Reversionary Bonus for 5 years under 10 year plan, on survival,</span><br /></span></span></li><li><span style="font-size:100%;"><span><span style="font-family:times new roman;">Sum Insured + Guaranteed Addition (GA) @ Rs 50.00 per Rs 1000/- Sum Assured per annum for 5 years + Reversionary Bonus for 10 years under 15 year plan, on survival,</span><br /></span></span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span>Sum Insured + Guaranteed Addition (GA) @ Rs 50.00 per Rs 1000/- Sum Assured per annum for 5 years + Reversionary Bonus for 15 years under 20 year plan, on survival,<br /></span></span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span>Sum Insured + Guaranteed Addition (GA) @ Rs 50.00 per Rs 1000/- Sum Assured per annum for 5 years + Reversionary Bonus for 20 years under 25 year plan, on survival, </span></span></li><li style="font-family:times new roman;">Sum Insured + GA/Bonus on death, before completion of the Policy term chosen (5/10/15/20/25 years),</li><li><span style=";font-family:times new roman;font-size:100%;" ><span><span style="font-family:times new roman;">Loan facility against Surrender Value without sacrificing any of the benefits assured by the plan,</span></span></span></li><li><span style=";font-family:times new roman;font-size:100%;" ><span>Face value of the policy not exceeding Rs 50 Lakhs in case death is by accident, before completion of the policy, against a little extra,<br /></span></span></li><li><span style=";font-family:times new roman;font-size:100%;" ><span>Total and Permanent Disablement Benefit due to Accident </span></span><span style="font-size:100%;"><span style="font-family:times new roman;">before completion of the policy term, against a little extra,<br /></span></span></li><li><span style="font-size:100%;"><span style=";font-family:times new roman;font-size:100%;" >Term Insurance Rider against a little extra.and<br /></span></span></li><li><span style="font-family:times new roman;">Option to choose your own premium payment term (PPT) .</span><br /></li></ol></div> <span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >Why Should You Invest On </span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Jeevan Shree</span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >?</span><span style=";font-family:times new roman;font-size:100%;" ><br /></span><ol style="font-family:times new roman;"><li style="text-align: left;font-family:times new roman;"><span style="font-size:100%;">First first 5 years, there is a Guaranteed Addition assured by the plan irrespective of market fluctuations in interest rates. This is a commitment by the corporation. From 6th year onwards, the plan provides for Reversionary Bonus which is likely to be high, though not committed. </span><span style="font-size:100%;"></span></li><li style="font-family:times new roman;"><span style="font-size:100%;">This is one plan where, Premium Payment Term (PPT) is always less than the policy term chosen. Even during the period no premium payable also, there is life insurance coverage + GA/Bonus accumulation. </span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style=";font-family:times new roman;font-size:100%;" >Premium paid enjoys I.T exemption upto Rs 1 Lakh per annum under section 80 C of the I.T Act along with certain other investments provided under the same section, whereas claim/surrender values as and when received enjoys I.T exemption under section 10(10D).</span></span></li><li face="times new roman"><span style="font-size:100%;"><span style=";font-family:times new roman;font-size:100%;" >Policy loan available after 1 year offers you better investment opportunities.<br /></span></span></li><li style="font-family: times new roman;"><span style="font-size:100%;"><span style=";font-family:times new roman;font-size:100%;" >By choosing Single Premium, (a) your outgo will be quite low (b) you will not have the botheration of remembering and paying premium frequently (c) you will be enjoying the benefits offered by the plan throughout the policy term chosen. So also if you choose two or three installments.<br /></span></span></li></ol><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(0, 0, 0); font-weight: bold; font-style: italic;font-size:100%;" >These are some of the most valid reasons why you should invest on <span style="color: rgb(255, 0, 0);">LIC's Jeevan Shree</span> as much as you can</span><span style="font-style: italic; color: rgb(255, 0, 0); font-weight: bold;font-size:100%;" >.</span><br /><br /></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >How Long You need to Invest On </span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Jeevan Shree </span></span><span style=";font-family:times new roman;font-size:100%;" ><span style="font-family:times new roman;">?</span><br /></span><ul style="font-family: times new roman;" face="times new roman"><li>1/2/3 years under 5-year plan,</li><li>1/2/3/4/6 years under 10-year plan,</li><li>1/2/3/4/6/8/10 years under 15-year plan,</li><li>1/2/3/4/6/8/10/12 years under 20-year plan,</li><li>1/2/3/4/6/8/10/12/16 years under 25-year plan,</li></ul> <span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >What are the Modes of Investment</span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;"> </span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >Under Jeevan Shree?</span><span style=";font-family:times new roman;font-size:100%;" ><br /></span><ul style="font-family:times new roman;"><li><span style="font-size:100%;"><span style="font-family:times new roman;">Single, Yearly, Half-yearly or Quarterly or Monthly.</span></span></li></ul><span style=";font-family:times new roman;font-size:100%;" ><span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >Want to know more about </span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >LIC's Jeevan Shree</span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" > or want to invest on the plan ? </span></span></span><br /><ul><li><span style="font-family:times new roman;"><span style="font-weight: bold;">`MESSAGE BOOK' shown below the blog title can be used for sending your message. </span>Your telephone no (Land/Mobile) would help in fast communication.<br /></span></li><li><span style="font-family:times new roman;">You can use any of the contact details shown in my profile for communication.<br /></span></li><li><span style="font-family:times new roman;">Finally, we can chat online also</span><br /></li></ul><span style="font-size:100%;"><span><span style="font-size:100%;"><span style=";font-family:times new roman;font-size:100%;" ><span style="font-size:100%;">Looking For Long Relationship,</span><br /><br /></span><span style="font-weight: bold;font-family:times new roman;font-size:100%;" >K.Nagesh</span><br /><br /></span></span></span></div></div><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><div style="text-align: justify;"><span style="font-weight: bold;font-size:130%;" ><span style="font-family:times new roman;"></span></span><span style="font-weight: bold;font-size:130%;" ><span style="font-family:times new roman;"></span></span><span style="font-weight: bold;font-size:130%;" ><span style="font-family:times new roman;"></span></span><span style="font-weight: bold;font-size:130%;" ><span style="font-family:times new roman;"></span></span><br /><br /><span style="font-weight: bold;font-size:130%;" ><span style="font-family:times new roman;"></span></span><span style="font-weight: bold;font-size:130%;" ><span style="font-family:times new roman;"></span></span><br /><br /><span style="font-weight: bold;font-size:130%;" ><span style="font-family:times new roman;"></span></span><span style="font-size:130%;"></span><span style="font-weight: bold;font-size:130%;" ><span style="font-family:times new roman;"><br /></span></span><br /></div>K Nagesh From Bangalore, Indiahttp://www.blogger.com/profile/18316772066917224189noreply@blogger.com1tag:blogger.com,1999:blog-7685915146304281679.post-33584392362234855342010-12-18T10:35:00.002+05:302011-01-19T05:35:42.036+05:30LIC's Jeevan Saral<div style="text-align: justify;"><div style="text-align: left;"><div style="text-align: left;"><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" ><span style=";font-family:times new roman;font-size:100%;" ><span style=";font-family:times new roman;font-size:100%;" >What Does </span></span></span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Jeevan Saral Offer</span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" > you ?</span><span style=";font-family:times new roman;font-size:100%;" ><br /></span></div><ol style="font-family:times new roman;"><li style="font-family:times new roman;"><span style="font-size:100%;"><span>Guaranteed Maturity Sum Assured + Loyalty Addition, if any,should you survive the policy term you have chosen,</span></span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span>250 times your monthly rated premium + All the premium you have paid excluding first year premium + Loyalty Addition, if any to your nominee in case you do not survive the policy term chosen,</span></span></li><li><span style="font-size:100%;"><span><span style="font-family:times new roman;">Facility For Partial Surrender of the Policy after it is in force for atleast 3 years,</span><br /></span></span></li><li><span style="font-size:100%;"><span><span style="font-family:times new roman;">Loan facility against Surrender Value without sacrificing any of the benefits assured by the plan,</span><br /></span></span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span>Face value of the policy but not exceeding Rs 50 Lakhs in case death is by accident before completion of the policy against a little extra,</span></span></li><li style="font-family:times new roman;"><span style=";font-family:times new roman;font-size:100%;" ><span>Total and Permanent Disability Benefit due to Accident </span></span><span style="font-size:100%;"><span style="font-family:times new roman;">before completion of the policy against a little extra and</span><span style="font-weight: bold;"><br /></span></span></li><li><span style="font-size:100%;"><span style=";font-family:times new roman;font-size:100%;" >Term Insurance Rider against a little extra.</span><span style="font-weight: bold;"><br /></span></span></li></ol><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >Why Should You Invest On </span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Jeevan Saral</span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >?</span><span style=";font-family:times new roman;font-size:100%;" ><br /></span><ol style="font-family:times new roman;"><li style="font-family:times new roman;"><span style="font-weight: bold;font-size:100%;" >Premium payable remains same for all ages at entry from </span><span style="font-size:100%;">12-60 years. It is because this is the only plan where you choose the premium you want to pay and not the insurance company.</span></li><li style="font-family:times new roman;"><span style="font-size:100%;">This is the only plan where life insurance coverage remains same at 250 times the monthly rated premium irrespective of the age at entry. In all other plans, life insurance coverage depends on the premium payable and age at entry.</span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style=";font-family:times new roman;font-size:100%;" >This is the only plan which offers you partial surrender. In all other plans, either you continue the policy for the full sum or surrender wholly. With this facility, you ensure continuance of life insurance coverage (of course for reduced amount) + liquid funds should there be any need for the same.</span><br /></span></li><li style="font-family:times new roman;"><span style="font-size:100%;">This is the only plan that offers a minimum maturity sum. In all other plans, except basic sum insured nothing is guaranteed.</span></li><li style="font-family:times new roman;"><span style="font-size:100%;">This is the only plan, where there is almost `nil' capital erosion. In your absence during currency of the policy, entire premium you have paid excluding the first year & extra if any, is returnible to your nominee along with death claim, whereas, on surviving the policy term you have chosen, in addition to guaranteed maturity sum, you will receive a highly impressive loyalty addition.</span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style=";font-family:times new roman;font-size:100%;" >Premium paid enjoys I.T exemption upto Rs 1 Lakh per annum under section 80 C of the I.T Act along with certain other investments provided under the same section, whereas claim/surrender values as and when received enjoys I.T exemption under section 10(10D).</span><br /></span></li></ol><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(0, 0, 0); font-weight: bold; font-style: italic;font-size:100%;" >These are some of the most valid reasons why you should invest on <span style="color: rgb(255, 0, 0);">LIC's Jeevan Saral</span> as much as you can</span><span style="font-style: italic; color: rgb(255, 0, 0); font-weight: bold;font-size:100%;" >.</span><br /><br /></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >How Long You need to Invest On </span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Jeevan Saral </span></span><span style=";font-family:times new roman;font-size:100%;" ><span style="font-family:times new roman;">?</span><br /></span><ul style="font-family:times new roman;"><li><span style=";font-family:times new roman;font-size:100%;" >10 to 35 Years</span><span style="font-size:100%;"><br /></span></li></ul><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >What are the Modes of Investment</span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;"> </span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >Under Jeevan Saral?</span><span style=";font-family:times new roman;font-size:100%;" ><br /></span><ul style="font-family:times new roman;"><li><span style="font-size:100%;"><span style="font-family:times new roman;">Yearly, Half-yearly or Quarterly or Monthly.</span></span></li></ul><span style=";font-family:times new roman;font-size:100%;" ><span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >Want to know more about </span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >LIC's Jeevan Saral</span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" > or want to invest on the plan ? </span><br /></span></span><ul style="font-family:times new roman;"><li><span style="font-family:times new roman;"><span style="font-weight: bold;">`MESSAGE BOOK' shown below the blog title can be used for sending your message. </span>Your telephone no (Land/Mobile) would help in fast communication.<br /></span></li><li><span style="font-family:times new roman;">You can use any of the contact details shown in my profile for communication.<br /></span></li><li><span style="font-family:times new roman;">Finally, we can chat online also</span><span style="font-family:times new roman;"><span style="font-weight: bold;">.<br /><br /></span></span></li></ul><span style="font-size:100%;"><span><span style="font-size:100%;"><span style=";font-family:times new roman;font-size:100%;" ><span style="font-size:100%;">Looking For Long Relationship,</span><br /><br /></span><span style="font-weight: bold;font-family:times new roman;font-size:100%;" >K.Nagesh</span><br /><br /></span></span></span></div></div>K Nagesh From Bangalore, Indiahttp://www.blogger.com/profile/18316772066917224189noreply@blogger.com0tag:blogger.com,1999:blog-7685915146304281679.post-77925575741459159512010-12-16T19:47:00.004+05:302012-07-15T13:23:00.039+05:30LIC's Jeevan Anand<div style="text-align: justify;"><div style="text-align: left;"><div style="text-align: left;"><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" ><span style=";font-family:times new roman;font-size:100%;" >What does </span></span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Jeevan Anand Offer</span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" > you ?</span><br /></div><br /><ol style="font-family:times new roman;"><li><span style="font-size:100%;"><span style="font-family:times new roman;"> Sum Insured + Bonus Accrued For the Policy Term chosen + Additional Sum equal to the Sum Insured whenever you are not alive, on your surviving the premium payment term you have chosen (5 to 57 years),</span></span></li><li><span style="font-size:100%;"><span style="font-family:times new roman;">Sum Insured + Bonus accrued in case you do not outlive the premium payment term you have chosen ( </span></span><span style="font-size:100%;"><span style="font-family:times new roman;">5 to 57 years)</span></span></li><li><span style="font-size:100%;"><span style="font-family:times new roman;">Loan against surrender value at 9.00% per annum simple interest,</span></span></li><li><span style="font-size:100%;"><span style="font-family:times new roman;">An additional sum of Rs 5 Lakhs in case of fatal accident whenever it occurs upto 70 years of age for which you pay no premium,</span></span></li><li style="font-family:times new roman;"><span style="font-size:100%;">Term Cover Rider against extra</span></li></ol><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >Why Should You Invest On </span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Jeevan Anand </span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >?</span><br /><ol><li style="font-family:times new roman;"> <span style="font-size:100%;"><span style="font-family:times new roman;">Under this plan, </span><span style="font-weight: bold;font-family:times new roman;" >your nominee is assured of the face value of the policy on your death </span><span style="font-weight: bold;font-family:times new roman;" >whenever</span><span style="font-family:times new roman;"> it occurs. Your premium payment however is limited only for the term chosen (5 to 57 years).</span><br /></span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style="font-weight: bold;">On surviving the PPT chosen</span>, you will receive your entire policy proceeds that includes the sum you have insured + bonus accrued till then,leaving a very small amount with which you are given an extended life insurance coverage that lasts till you are alive.</span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style="font-weight: bold;">From income-tax point of value also</span>, you stand to gain quite a bit through LIC's Jeevan Anand investment like other Life Insurance Plans. While the premium paid qualifies for Section 80 C benefit within the overall limit of Rs 1 Lakh per annum allowed for various savings, policy proceeds received by you on surviving the PPT chosen are free from income-tax under section 10(10D) of the I.T Act. </span></li><li style="font-family:times new roman;"><span style=";font-family:times new roman;font-size:100%;" ><span style="font-weight: bold;">Policy loans available under the plan</span> offer you additional investment facilities without effecting any of the policy privileges.</span><br /></li></ol><span style="font-style: italic; color: rgb(0, 0, 0); font-weight: bold;font-family:times new roman;" >These are some of the prominent reasons why you should invest on <span style="color: rgb(255, 0, 0);">LIC's Jeevan Anand</span> as much as you can.</span><br /><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" ><br />How Long You need to Invest On </span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Jeevan Anand </span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >?</span><br /><ul style="font-family:times new roman;"><li><span style=";font-family:times new roman;font-size:100%;" >5 to 57 years ceasing at death, if it occurs early.</span><br /></li></ul><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >What are the Modes of Investment</span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;"> </span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >available under LIC's Jeevan Anand ?</span><br /><ul style="font-family:times new roman;"><li><span style="font-size:100%;">Yearly, Half-yearly or Quarterly or Monthly.</span></li></ul><span style=";font-family:times new roman;font-size:100%;" ><span><span style="color: rgb(255, 0, 0); font-weight: bold;">Want to know more about </span><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Jeevan Anand</span><span style="color: rgb(255, 0, 0); font-weight: bold;"> or want to invest on the plan ? </span><br /></span></span><ul><li><span style="font-family:times new roman;"><span style="font-weight: bold;">`MESSAGE BOOK' shown below the blog title can be used for sending your message. </span>Your telephone no (Land/Mobile) would help in fast communication.<br /></span></li><li><span style="font-family:times new roman;">You can use any of the contact details shown in my profile for communication.<br /></span></li><li><span style="font-family:times new roman;">Finally, we can chat online also.</span><br /></li></ul><span style="font-size:100%;"><span><span style="font-size:100%;"><span style="font-family:times new roman;"><br />Looking for long relationship,</span><br /><br /><span style="font-size:100%;"><span style="font-family:times new roman;">K.Nagesh</span></span><br /><br /><br /><br /><br /></span></span></span></div></div>K Nagesh From Bangalore, Indiahttp://www.blogger.com/profile/18316772066917224189noreply@blogger.com1tag:blogger.com,1999:blog-7685915146304281679.post-24791610840018366342010-12-15T07:02:00.002+05:302011-02-05T17:26:59.821+05:30LIC's Bima Bachat<div style="text-align: justify;"><div style="text-align: left;"><div style="text-align: left;"><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" ><span style=";font-family:times new roman;font-size:100%;" >What does </span></span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Bima Bachat Offer</span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" > you ?</span><span style="font-size:100%;"><span style="font-family:times new roman;"><br /></span></span><ul><li><span style="font-size:100%;"><span style="font-family:times new roman;">Premium paid in full without any deduction whatsoever + Bonus in the form of Loyalty Addition <span style="font-weight: bold;">on surviving the policy term chosen</span>., </span></span></li><li><span style="font-size:100%;"><span style="font-family:times new roman;"><span style="font-weight: bold;">Survival Benefit @ 15% each of the sum insured</span> at the end of 3 and 6 years in case 9-Year Plan,</span></span><span style="font-size:100%;"><span style="font-family:times new roman;"> </span></span></li><li><span style="font-size:100%;"><span style="font-family:times new roman;"><span style="font-weight: bold;">Survival Benefit @ 15% each of the sum insured</span> at the end of 3, 6 and 9 years in case 12-Year Plan,</span></span></li><li style="font-family:times new roman;"><span style="font-weight: bold;">Survival Benefit @ 15% each of the sum insured</span> at the end of 3,6,9 and 12 years in case 15-Year Plan, </li><li style="font-family:times new roman;"><span style="font-weight: bold;">Sum insured in full</span> in case you do not survive the policy term you have chosen,</li><li style="font-family:times new roman;"><span style="font-weight: bold;font-family:times new roman;" >Loan facility against Surrender Value</span><span style="font-family:times new roman;"> after 1 year from the commencement at 9.00% per annum simple interest without effecting any of the policy privileges and</span><br /></li><li><span style="font-weight: bold;font-family:times new roman;" >Policy surrender facility</span><span style="font-family:times new roman;"> after 1 year from commencement for attractive cash value.</span><br /></li></ul></div><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >Why Should You Invest On </span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Bima Bachat</span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >?</span><br /><ol><li style="font-family:times new roman;"> <span style="font-size:100%;"><span style="font-weight: bold;">There is no capital erosion</span> under the plan since entire premium paid will be returned without any deduction whatsoever, on surviving the policy term chosen.<br /></span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style="font-weight: bold;">Life Insurance coverage is for the full sum insured</span> even after drawing the survival benefits.</span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style="font-weight: bold;">Lot of flexibility under the plan</span>. Just after 1 year from commencement also, you can encash the policy for an attractive surrender value even after allowing for a small deduction.<br /></span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style="font-weight: bold;">Loan facility available under the plan</span> is an additional attraction.</span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style="font-weight: bold;">Survival benefits available under the plan</span> offer you better investment facilities.</span></li><li style="font-family:times new roman;"><span style="font-size:100%;"><span style="font-weight: bold; color: rgb(255, 0, 0);font-family:times new roman;" >Last but not least, you need not undergo any medical examination for getting the coverage under this plan, whatever be sum you want to cover.</span><br /></span></li></ol><span style="font-style: italic; color: rgb(0, 0, 0); font-weight: bold;font-family:times new roman;" >These are some of the prominent reasons why you should invest on <span style="color: rgb(255, 0, 0);">LIC's Bima Bachat</span> as much as you can.</span><br /><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" ><br />How Long You need to Invest On </span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Bima Bachat </span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >?</span><br /><ul style="font-family:times new roman;"><li><span style=";font-family:times new roman;font-size:100%;" >9 or 12 or 15 years .</span><br /></li></ul><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >What are the Modes of Investment</span><span style=";font-family:times new roman;font-size:100%;" ><span style="color: rgb(255, 0, 0); font-weight: bold;"> </span></span><span style="color: rgb(255, 0, 0); font-weight: bold;font-family:times new roman;font-size:100%;" >available under LIC's Bima Bachat ?</span><br /><ul style="font-family:times new roman;"><li><span style="font-size:100%;"><span style="font-family:times new roman;">Just one time at the commencement at substantially discounted rate.</span><br /></span></li></ul><span style=";font-family:times new roman;font-size:100%;" ><span><span style="color: rgb(255, 0, 0); font-weight: bold;">Want to know more about </span><span style="color: rgb(255, 0, 0); font-weight: bold;">LIC's Bima Bachat</span><span style="color: rgb(255, 0, 0); font-weight: bold;"> or want to invest on the plan ? </span><br /></span></span><ul><li><span style="font-family:times new roman;"><span style="font-weight: bold;">`MESSAGE BOOK' shown below the blog title can be used for sending your message. </span>Your telephone no (Land/Mobile) would help in fast communication.<br /></span></li><li><span style="font-family:times new roman;">You can use any of the contact details shown in my profile for communication.<br /></span></li><li><span style="font-family:times new roman;">Finally, we can chat online also</span><span style=";font-family:times new roman;font-size:100%;" ><span><span style="font-size:100%;"><span style="font-weight: bold;font-family:times new roman;" ><br /></span></span></span></span></li></ul><span style="font-size:100%;"><span><span style="font-size:100%;"><br /><span style="font-family:times new roman;">Looking for long relationship,</span><br /><br /><span style="font-size:100%;"><span style="font-family:times new roman;">K.Nagesh</span></span><br /><br /><br /><br /></span></span></span></div></div><br /><br /><div style="text-align: justify;"><span style="font-size:180%;"></span><span style="font-weight: bold;font-size:130%;" ><span style="font-family:times new roman;"></span></span><span style="font-size:130%;"><span style="font-family:times new roman;"><br /><span style="font-weight: bold;"></span></span></span><span style="font-weight: bold;font-size:130%;" ><span style="font-family:times new roman;"><br /></span></span></div>K Nagesh From Bangalore, Indiahttp://www.blogger.com/profile/18316772066917224189noreply@blogger.com1